Terms of Service
Last updated: 16 September 2026. Korean summary (이용약관 요약) follows the English text.
1. Who we are
Master Gat, operated by Youngah Cho, [사업장 주소 / Business address]. Business registration [사업자등록번호], mail-order business report 면제 (간이과세자). Contact: ineedu86@naver.com, [전화번호].
2. What Master Gat is, and is not
Master Gat provides readings based on Korean saju (Four Pillars), a traditional interpretive practice. Readings are offered for reflection, cultural interest, and entertainment only. They are not medical, psychological, legal, financial, or investment advice, do not predict future events, and must not be relied on for any decision. Always consult a qualified professional. Interpretations are generated in part by artificial intelligence and may contain errors.
3. Eligibility
You must be at least 14 years old to use the service and at least 18 to purchase. By purchasing you confirm you are 18 or older.
4. Free and premium readings
The free chart is provided as-is. The premium reading is a one-time purchase of digital content generated for the birth details you enter. Please check those details before paying; a reading generated from incorrect details is still a delivered product. Prices are shown in US dollars and include any applicable taxes we are required to collect.
5. Immediate delivery and the right to withdraw
Premium readings are digital content delivered immediately after payment. Before paying you tick a box expressly requesting immediate delivery and acknowledging that this ends the statutory withdrawal period: 14 days for EU/UK consumers, and 7 days under the Korean E-Commerce Act (전자상거래법 제17조 제2항 제5호, applicable because the content was supplied at your request and its provision has begun, of which you were informed in advance).
6. Refunds and re-delivery
If a reading fails to generate, or is clearly incomplete or broken, contact us within 14 days and we will regenerate it or refund you in full within 3 business days of confirming the fault. We do not refund readings because you disagree with their content. Where a refund is due, it goes back to the original payment method.
7. Access links
Your premium reading link stays valid for 30 days. Save or print it. We keep no copy and cannot restore it after expiry.
8. Reviews and user content
You may post a review only about your own reading. By posting, you grant us a non-exclusive, worldwide, royalty-free licence to display it on the site and in our marketing, with your first name and Day Master. We do not pay for reviews and do not offer incentives for them. We display genuine reviews regardless of rating and remove only reviews that are unlawful, abusive, contain personal data of others, links, or advertising, or are not based on a real reading. You may request removal of your own review at any time at ineedu86@naver.com. To report a review that infringes your rights (including copyright, DMCA), email the same address with the review text, the reason, and your contact details.
9. Intellectual property
The Master Gat character, artwork, text, and software are our property or licensed to us. Your reading is yours to keep and share for personal, non-commercial purposes. Master Gat is an original character not affiliated with any film, studio, or franchise.
10. Accuracy and availability
Pillars are calculated from astronomical solar terms based on the local time you enter; we cannot verify your details and do not apply true-solar-time corrections. We may change or suspend the service, and we aim for, but do not guarantee, uninterrupted availability.
11. Liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential loss, or for any decision you make in reliance on a reading. Our total liability for any claim is limited to the amount you paid us for the reading concerned. Nothing in these terms limits liability for fraud, wilful misconduct, or any liability that cannot be limited by law, and nothing removes mandatory consumer protections of your country of residence.
12. Disputes and governing law
These terms are governed by the laws of the Republic of Korea. Consumers in the United States, EU, or UK keep the protection of the mandatory laws and courts of their state or country. Korean consumers may seek mediation through the Korea Consumer Agency (1372) or the Electronic Commerce Dispute Mediation Committee. We will try to resolve any complaint within 14 days of receiving it at ineedu86@naver.com.
13. Changes
We may update these terms; the date above shows the current version. Material changes are announced on the site at least 7 days in advance (30 days if unfavourable to you, per Korean law).
이용약관 (요약, 대한민국 전자상거래법 기준)
- 사업자: Master Gat (대표 Youngah Cho), 사업자등록번호 [사업자등록번호], 통신판매업신고 면제 (간이과세자), 주소 [사업장 주소 / Business address], 연락처 ineedu86@naver.com / [전화번호].
- 서비스 성격: 사주 해석은 오락·성찰 목적의 콘텐츠이며 의료·법률·재무 조언이 아닙니다. 일부 해석은 AI가 생성하며 오류가 있을 수 있습니다.
- 이용 연령: 만 14세 이상 이용, 만 18세 이상 구매.
- 상품·가격: 프리미엄 리딩은 1회 결제 디지털 콘텐츠이며 결제 즉시 제공됩니다. 가격은 미국 달러로 표시됩니다.
- 청약철회: 디지털 콘텐츠 제공이 개시되면 전자상거래법 제17조 제2항 제5호에 따라 청약철회가 제한됩니다. 결제 전 이를 고지하고 "즉시 제공에 동의" 체크박스로 동의를 받습니다. 다만 콘텐츠가 표시·광고 내용과 다르거나 생성에 실패한 경우 14일 이내 재생성 또는 전액 환불하며, 환불은 확인 후 3영업일 이내 원결제수단으로 처리합니다.
- 후기: 실제 이용자의 후기만 게시하며 대가를 지급하지 않습니다. 부정적 후기도 삭제하지 않으며, 위법·광고·타인 정보 포함 후기만 삭제합니다. 본인 후기 삭제는 이메일로 요청하실 수 있습니다.
- 분쟁: 대한민국 법을 준거법으로 하며, 소비자는 한국소비자원(1372) 또는 전자문서·전자거래분쟁조정위원회에 조정을 신청할 수 있습니다.
- 약관 변경: 최소 7일 전(불리한 변경은 30일 전) 사이트에 공지합니다.